Budget Updates Post

I’m having trouble sticking to my budget.

The problem: It sucks. Much like losing weight, I’m not organized enough to stick to a plan.

Organized? You might ask. What does organization have to do with anything? Plenty. Want to stop buying Starbucks? Program coffee pot and make sure fresh grounds are in it the night before, lest the pot explode the next morning. Want to stop eating out for breakfast, lunch and dinner? Perfect. Now, make sure you grocery shop on a regular basis, prep the food, remember to make the food/pack the night before, and don’t forget it in the morning. Oh! And those dishes? Yeah, make sure you take care of those so you can literally wash, rinse, and repeat the next day. Need new clothes every few months? Hey, fat ass, lose weight and you’ll suddenly open up a whole new section of your wardrobe. Need to stop swiping that debit card? Stop being lazy and start going to the bank Sunday so that you can have a crisp $20 in your pocket come Monday! Arrrg!

Yeah. That’s what I’m dealing with. I know the problem, I know the answers, it’s the middle part that’s evading me.

Because I’m a solution driven individual, I tend to make new plans well before I start working with my current one. I’m impatient–I realize things take time (I’m not a complete idiot), but why can’t they happen now? I have a book to write and world peace to establish for cripe’s sake.

“You make too many goals,” Costa said last night, watching me freak out over my crumbling finances. “You try to tackle too much, spread yourself too thin, and then freak out.”

“Good point,” I sniffled.

“You need to just focus on one thing,” he continued, flipping through channels on T.V.

“But I can’t,” I whined. “The whole freakin’ house needs to be cleaned, I need to update my blog, write my Examiner article, fit in exercise–”

“One thing,” he said, tearing his eyes away from the tube to glare at me. “This week, we’re going to focus on laundry.” I must have looked at him like he had grown a second head because he added hastily, “And then we can move on to another goal. Like the dishes.”

“But the whole. house. needs to be cleaned!”

“So what? Who knows that our house needs to be cleaned? Us! So it can be done when it gets done.”

I took a deep breath. “Right. One thing. One thing. Come home, do one thing, then relax. One thing.” While I chanted and ommmm’d my way into serenity, Costa turned up the t.v. and that was the end of his crisis counseling.

He’s right, you know. I’m always blogging here and there about the many goals that I want to achieve. Since I’m have trouble, I’m going to just start with a small one. Laundry. I’ll let you know how it goes.

 

To List or Not to List

I’ve mentioned before that I love making lists—planning and putting things into action is what makes me get up in the morning. I’m also incredibly ambitious. I took one of those personality quizzes and came up with INTJ, a natural-born leader. And I’m a Taurus, so I’m a double threat. Point: I like getting things done NOW.

But for some reason, I’ve always bashed myself for constantly coming up with new ideas, belittling myself for not stopping the conscious stream of ideas that are always flowing through me. Today, as I was researching becoming a freelance writer (a dream of mine), I started to send a list of all the things I need to do to help prepare myself for that career. Instantaneously, my little bashing voice started. “You never finish what you started. You’re always jumping around.”

That may be true. But I’m only 24 and I think now is the perfect time for me to explore what I want to do. There is no rule that says I have to stay settled down in a career at such a tender age. On top of being a freelance writer, I’d also like to open a bookstore one day. And of course, I’d like to publish novels.

So, in my quest to self-improvement, I’m learning how to embrace my quirkiness! I am declaring today, November 21, 2011 the day that I stop berating myself for making thousands of lists and planning actions.

Right now, I am having a great time with this creative train and I’m going to keep on it till it stops. And that’s my mini-rant for the day, folks.

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Financial Woes

So I received word yesterday that my temp-to-hire position was going to be eliminated and I would be out of work. The first thought was sheer panic—how was I going to survive without a small but regular paycheck?! I called my mother, who gave me her usual ‘buck up, life could be worse’ talk and then proceeded to have a small mini meltdown in my car. But some great Middle Eastern food (link to Examiner) and  Boyfriend telling me he had complete confidence in me, I felt 1000 times better.

The only thing is that I haven’t paid any of my bills in the last two weeks. That’s not such a big deal because they’re in Boyfriend’s name and I just transfer half to him. But the fact that I’m avoiding paying him is an example of how I deal when I think that I’m not going to have any cash coming in. I just shut down. The little men inside my head are running around like crazy while a siren wails and a bunch of red lights flash.

What’s a girl to do?

For starters, I’ll be paying my damn bills. Boyfriend will be happy and I can stop worrying about it. Once I find another job, I’ll be setting up automatic transfers so I don’t have to worry about this again. The second thing I will be doing is going back to the ‘old school’ paper registry instead of using Mint.com or Quicken. As much as I love technology, Mint’s app for android is not the best (post coming later). And I’ve tried a few others to no avail. And the third thing is to up my article writing. Examiner’s good because it gets me in the door as far as having articles published, but I need to get paid a little bit more if I want to actually make a side income. My goal is to make what I would if I worked a traditional part-time job.

I’ll keep you posted on what happens, but until then wish me luck!